Budgeting for Family Vacations

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(photography by Conner and Tracy at the Grand Turks Island 2016)

We love going on family trips therefore we always need to factor in family vacations into our budget. We love going from the simple overnight camping trips, to staying at a bed and breakfast to going half-way across the world to visit my family in New Zealand.

My husband and I live a pretty simple life with one car, one phone and occasionally go out for a pizza or thai food once a week. We also live on a pretty tight budget since he is the only provider right now therefore we may have to scrimp at times but we never lack. We also have pretty strict rules on debt and the only debt we have is that of our house. We will never do trips or purchase anything if they put us in any financial burden. We maintain a good emergency fund of 6 months and find other ways to invest the rest. (So let’s say we scrimp on daily spending so we can enjoy more fun family vacations.) So there’s some background for you. Today I thought of sharing some ways that we budget for our family trips.

  1. Get a Vacation Calendar – This isn’t always the easiest when sometimes we end up going with other family members. But at least getting out a yearly calendar and slotting in the times when you want to go on vacation especially the big ones that you know for sure. Seeing the different times you want to go and where you want to go will help you allocate a budget to each vacation
  2. Budget – Now you know how many times you are going out of town and roughly estimate how much you will be spending at each place. Once you know how much you are spending at each place divide that by weekly or bi-weekly however you get paid to know how much you have to put aside each week for the trips.
  3. Get Creative – I am a firm believer if you don’t have the money for it and you want it then go out there and get the money for it. Life’s too short to go without! (to a certain degree) If the vacation is out of your budget then don’t just end it there, get creative!!! If this is something you really want you will make the money for it. Whether you pick up extra hours doing something on the weekend, sell extra things out of your house or start up a new craft to sell.
  4. Research – So for me I can go pretty extreme. I don’t care about where we stay…Just as long as I am there I will hitchhike to get around or sleep in my car if necessary . (it’s all part of the fun adventure for me) But do your research into all the free activities and all the discounted places you can find to eat, sleep and activities to do while there. The more research the better idea you have and how much money you will need to allocate to this place.  Many times they will charge you for having a tour but if you walked around yourself it would be free. Some people enjoy living luxuriously and that’s great every now and then but if I can save enough for another trip I am down for that!!
  5. Scale – If big trips are just out of your budget just opt for smaller trips around your hometown or a few cities or state away! These vacations are just as fun, they don’t need to be elaborate or fancy. The most important thing about vacations is dedicating extra time to be with the people you love the most and strengthening those bonds.

Vacations and Holidays are times for us to build family memories and to bond on a closer level. Therefore we value this time together as something extra. Yeah the photos are fun and posting it on social media has it perks but it’s no fun if you are going to be in debt for it. So be smart!

If you have any questions or comments feel free to message me at info@ourhappytalk.com. I would love to talk to you about strengthening your marriage and family and creating a vision for your family that you have dreamed of and making it a reality.


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